Invest in Türkiye
Frequently asked
questions.
Clear answers for your investment journey.
Find detailed information about real estate, business investments, due diligence, costs, legal processes and more. Still have a question? Our team is here to help.
All questions
50 answersExplore clear, structured answers about investing in Türkiye.
Getting Started
6 questionsCan foreigners invest in Türkiye?
Yes. Foreign individuals and companies can invest through structures including real estate, Turkish companies, businesses and other permitted investments, subject to the rules applying to the investor and asset.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Is Türkiye a good place to invest?
Türkiye can offer opportunities, but no market is automatically a good investment. Evaluate price, location, return assumptions, liquidity, legal risk, currency exposure, taxes and exit strategy at asset level.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
What can foreigners invest in Türkiye?
Depending on the investor and regulations: residential or commercial real estate, land and development projects, operating businesses, Turkish companies, commercial projects and qualifying citizenship-linked investments.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Do I need to live in Türkiye to invest?
Generally no. Residence status and investment ownership are separate questions, although tax, banking and operational issues can vary by structure.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Do I need to establish a Turkish company before investing?
Not necessarily. Some investments can be held directly; others may be better or necessarily structured through a Turkish company depending on activity, tax, liability and long-term objectives.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
How much money do I need to invest in Türkiye?
There is no universal minimum for investing in Türkiye generally. Specific programmes can impose thresholds; for example, the current real-estate citizenship route uses a USD 400,000 qualifying threshold.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Before You Invest
5 questionsWhat should I check before investing in Türkiye?
Understand the asset, ownership or control, legal structure, price, market position, debts or encumbrances, income and expenses, taxes, liquidity, regulatory requirements, exit strategy and any residence or citizenship objective.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
How do I know if an investment is overpriced?
Do not treat the asking price as market value. Review comparable evidence, location, asset quality, rental potential, supply, liquidity and independent valuation where relevant.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Should I rely on the seller's or developer's investment projections?
Not without independent review. Rental yields, appreciation, occupancy and resale forecasts are assumptions, not guarantees.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
What is an exit strategy and why does it matter?
It answers how you may eventually recover capital: likely future buyers, liquidity, restrictions, taxes, transaction costs and realistic holding period.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Should I sign a reservation agreement before legal review?
Significant non-refundable commitments should ideally wait until the legal and commercial position has been sufficiently reviewed. Refund and cancellation rights depend on the agreement and applicable law.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Real Estate Investment
12 questionsCan foreigners buy property in Türkiye?
Yes, subject to nationality-based and statutory restrictions and restrictions affecting certain locations, land types and holdings.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Do I need a residence permit to buy property?
No. A Turkish residence permit is not generally a prerequisite for a foreign national to acquire eligible property.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Are there restrictions on where foreigners can buy property?
Yes. Security-related, geographical and statutory restrictions can apply, so eligibility should be checked for the specific property.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
How much land can a foreigner own in Türkiye?
Foreign natural persons are generally subject to a nationwide quantitative limit, commonly 30 hectares, together with other statutory restrictions.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Can foreigners buy land in Türkiye?
Potentially yes, but undeveloped or agricultural land and certain locations can trigger additional rules, project obligations or approvals.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
What is a Tapu?
Tapu Senedi is the title deed associated with registered real-estate ownership. Ownership transfer is completed through registration at the Land Registry.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
What should be checked on a title deed before buying?
Review the registered owner, property description, mortgages, liens, attachments, annotations, restrictions, easements and whether the registered asset matches what is being sold.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
What is the difference between kat mülkiyeti and kat irtifakı?
Kat mülkiyeti generally refers to condominium ownership for completed independent units; kat irtifakı is a construction-servitude structure. The title, construction and municipal status should be reviewed together.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
What is an İskan?
An iskan is generally the building occupancy or use permit. Its relevance should be reviewed with the property's construction and municipal records.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Can I buy off-plan property in Türkiye?
Yes, but off-plan deals require deeper review of the developer, land ownership, permits, construction status, contract, payments, delivery obligations and termination or security mechanisms.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Can I buy property remotely?
Many transaction steps may be handled through an appropriately drafted power of attorney, subject to formal and transaction-specific requirements.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Do I need a lawyer to buy property in Türkiye?
Independent legal representation is especially valuable for a foreign investor because the seller, developer and broker are involved in selling the asset; your lawyer's role is to protect your side of the transaction.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Legal Due Diligence
5 questionsWhat is legal due diligence?
A structured review of the legal status and risks of an investment before commitment. Scope can include ownership, title, encumbrances, zoning, permits, contracts, seller authority and transaction structure.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Can a property have a mortgage or lien on it?
Yes. Mortgages, attachments, liens, annotations and other restrictions may exist. Their effect and removal mechanism should be understood before completion.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Should due diligence happen before or after I pay a deposit?
Preferably before significant money becomes non-refundable: review, understand risks, negotiate, then commit capital.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Can NAVITICAL review a property I found myself?
Yes. Independent review should not depend on buying a property sourced by NAVITICAL; a property, developer or opportunity found elsewhere can be reviewed separately.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Commercial Review
5 questionsWhat is the difference between legal due diligence and commercial review?
Legal due diligence asks: Can you buy it safely? Commercial review asks: Should you buy it at all? A legally clean deal can still be commercially unattractive.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
What does a commercial property review consider?
It may consider asking price, comparables, location, rental potential, expenses, liquidity, supply and demand, resale potential, seller positioning and your objectives.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Does NAVITICAL guarantee investment returns?
No. Returns, rental income and future values cannot be guaranteed. Analysis can improve the decision, but outcomes remain subject to market and asset-specific risk.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
How do I calculate rental yield?
A simple gross yield is Annual Gross Rent ÷ Purchase Price × 100. Net analysis should also consider taxes, maintenance, management, vacancy, repairs, insurance and other expenses.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Is a high rental yield always better?
No. High advertised yield can reflect higher risk, optimistic assumptions, weak resale liquidity or higher operating costs.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Buying Process & Costs
5 questionsWhat is the typical property buying process in Türkiye?
Define objectives, shortlist, complete legal and commercial review, negotiate, prepare transaction documents, complete payment and regulatory steps, transfer at the Land Registry, then arrange post-acquisition setup.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
When do I legally become the owner?
Registered real-estate ownership is acquired through registration at the Land Registry; payment or a private agreement alone does not transfer registered ownership.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
What additional costs should I budget for when buying property?
Depending on the deal: title-deed charges, taxes, valuation, insurance, notary, translation or interpreter, legal or advisory, banking, agency commission and ongoing property expenses.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Do I need earthquake insurance?
Compulsory earthquake insurance, known as DASK, is relevant for covered buildings and Land Registry procedures. Additional insurance may also be appropriate.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Do I need a Turkish bank account?
It depends on the transaction and payment structure. Banking and foreign-currency compliance should be planned before closing rather than left until transfer day.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Business & Commercial Investment
4 questionsCan a foreigner start a company in Türkiye?
Yes, subject to Turkish company, tax and sector-specific rules. The suitable company type depends on ownership, activity, governance, tax, capital and operational needs.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Can I buy an existing Turkish business?
Potentially yes. Review can include corporate ownership, financial position, debts, tax, employees, contracts, litigation, licences, intellectual property and regulatory compliance.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
What is business due diligence?
A systematic investigation of a target business before investment or acquisition to identify what is being acquired, existing obligations and risks affecting price, structure or the decision to proceed.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Can NAVITICAL help me establish a business instead of buying one?
Yes. Depending on the project, NAVITICAL can coordinate establishment, legal structuring, tax and accounting support, banking, licences, work-permit considerations and market-entry services.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Investment & Citizenship
4 questionsCan my investment qualify me for Turkish citizenship?
Certain qualifying investments can support exceptional citizenship. The current real-estate route uses a USD 400,000 threshold with applicable conditions and a three-year non-sale commitment.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Does every USD 400,000 property qualify for citizenship?
No. Price alone is insufficient; the property and transaction must satisfy the applicable legal and administrative requirements.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Should I choose an investment because it gives me citizenship?
Not necessarily. NAVITICAL's preferred logic is good investment plus citizenship eligibility, rather than citizenship eligibility at any investment cost.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Can NAVITICAL manage both the investment and citizenship process?
Yes. Where connected, NAVITICAL can coordinate the investment journey and citizenship process with qualified Turkish legal oversight for the relevant legal work.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
After the Investment
4 questionsWhat happens after I buy the property?
Post-acquisition work may include utilities, insurance, rental setup, property management, tax and accounting coordination, maintenance, residence or citizenship, reporting and eventual resale or exit.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Can NAVITICAL manage my property after purchase?
NAVITICAL can coordinate post-acquisition services through its team and appropriate service partners depending on the required service.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Can I rent out my property?
Generally yes, subject to tenancy, tax, licensing and other rules. Short-term or touristic rentals can be subject to additional requirements.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Can NAVITICAL help me sell the investment later?
The model is designed to support the lifecycle, including coordinating legal review, transaction preparation, documents, tax and accounting input and relevant market or service partners at exit.
Last reviewed Sep 1, 2026 · NAVITICAL Legal & Investment Team
Legal Review
Still have a question?
Our experts can connect the information here with your investment plans, asset, structure and wider objectives in Türkiye.
